Property taxes in Texas are based on the January 1 market value of your property as determined by the county appraisal district (CAD). The CAD handles all ownership, exemption and value information on your property. Each spring, CADs issue notices of appraised value, typically in April. You have until May 15th (or 30 days after the date of the notice whichever is later) to protest the value. Please check our forms page for a copy of the booklet, Effectively Protesting Taxes.pdf for additional information on the protest process and attend classes held each April and May. After the appraisal roll is certified, local governments adopt budgets and tax rates - typically during the latter part of the summer. During the month of October, we produce tax statements and mail them to property owners and mortgage companies. Starting last year, we mail to both property owners and mortgate companies due to a high number of mortgage refinancing and penalties and interest accruing on accounts in which a bill had not been sent. This eliminated the issue with the wrong mortgage company requesting a statement. PLEASE NOTE: WE HAVE NO WAY OF REMOVING A MORTGAGE CODE ON AN ACCOUNT. Sign up for estatements the first year you pay off a mortgage if you have doubts about receiving the statement. Property taxes are delinquent February 1 (unless January 31st falls on a weekend). Unless you are taking advantage of a payment option (split or half pay or quarter payments - meaning the total amount is divided by four), payments postmarked AFTER January 31st will incur hefty penalties and interest.