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Is there any discount on early payment?

There are two types of ad valorem property taxes in Florida which are Real Estate Property and Tangible Personal Property. These tax statements are mailed out on or before November 1st of each year with the following discounts in effect for early payment: 4% if paid in November 3% if paid in December 2% if paid in January 1% if paid in February Taxes become delinquent April 1st, at which time 3% interest plus advertising costs are added to the gross amount of the tax. For more information, visit our Delinquent Property Taxes Section.

What is real estate property tax?

The Real Estate tax bill is a combined notice of ad valorem taxes and non-ad valorem assessments. Ad Valorem Taxes are based on the value of real property and are collected in arrears on an annual basis beginning on or before November 1st for the tax year January through December. The Office of the Property Appraiser establishes the value of the property and the Board of County Commissioners, School Board, City Comminssioners and other taxing authorities set the millage rates. A millage rate is the rate per thousand dollars of taxable value. To determine the ad valorem tax, multiply the taxable value by the millage rate and divide by 1,000. For instance, $100,000 in taxable value with a millage rate of 5.000 would generate $500 in taxes. Using these values and allowing for exemptions, the tax roll is completed by the Property Appraiser. It is then certified to the Tax Collector who mails the tax notice/receipt to the owner's last address of record as it appears on the tax roll. However, it is the responsibility of each taxpayer to see that the taxes are paid and that a tax bill is received. In cases where the property owner pays through an escrow account, the mortgage company should request and be sent the tax bill, and the owner will receive a copy of the bill for information. Non-ad Valorem assessments are based on factors other than the property value such as square footage or number of units. Levying authorities, such as stormwater utilities, fire and rescue, and solid waste are responsible for setting the non-ad valorem assessments. Some non-ad valorem assessments are paid in advance. Assessment periods vary. They may be calendar year or fiscal year.

Is installment payments available?

Taxpayers may choose to pay their real estate taxes quarterly by participating in an installment payment plan. To be eligible for the program, the taxpayer's estimated taxes must be in excess of $100.00. Those who qualify must fill out and return an Installment Plan application form to the Tax Collector's Office prior to May 1st (application forms are available at all county tax offices). The plan requires that the first installment must be made no later than June 30th. Failure to make this first payment will automatically cancel the participant from the plan and the taxpayer will be required to pay the taxes due in full by March 31st. Upon meeting the first installment deadline, the taxpayer is then obligated to participate in the program for the entire year. Discounts do not apply to delinquent payments. Any amount remaining unpaid on April 1st is treated as a delinquent tax bill. 1st Installment - 1/4 the total estimated taxes discounted 6% Due by June 30 2nd Installment - 1/4 the total estimated taxes discounted 4.5% Due by September 30 3rd Installment - 1/4 the total estimated taxes plus 1/2 of any adjustment made for actual tax liability discounted 3% Due by December 31st 4th Installment - 1/4 the total estimated taxes plus the remaining 1/2 of any adjustment for actual tax liability. No discount applies. Due by March 31st