The social security disability application can seem confusing, but we’re here to help. In this article, we’ll break down how to apply for social security disability and what to expect.
What is Social Security Disability Income?
Two different programs are referred to as “social security.” Social Security and Supplemental Security Income Disability programs help support people with disabilities.
The Social Security Disability Insurance (SSDI) pays benefits to you or family members if you are qualified. If you’ve worked long enough and Social Security has taken out enough taxes in your earnings, you would qualify.
The Supplemental Security Income provides benefits to adults and children with disabilities who have limited resources and income.
Even though the programs are different, the medical requirements to qualify individuals are the same. You may also be considered for disability benefits if you have a medical condition that’s expected to be long-lasting or result in death.
When to Apply?
Apply for disability as soon as you can. Social Security disability benefits will begin the sixth full month of disability. Supplemental Security Income pays the month after you file your claim or the month after you become eligible.
If you want more information on applying for disability, the Disability Starter Kit can help you get ready for your application. It provides information on the documents you need and what the Social Security Office will request from you.
How to Apply?
Follow these three easy steps to apply for social security disability.
1. Gather Information and Documents You Need to Apply
You need documents to verify the date and place of birth, marriage, and divorce, names and dates of birth for children who you are applying for, a record of US military service, employment details, direct deposit information, medical records, and education and training documents. See the full list here.
2. Apply for Disability Benefits
Apply online here or call the toll-free number 1-800-772-1213. Representatives over the phone will be able to walk you through the application process.
3. Wait for a Response
The Social Security Office will contact you if they have any questions about your application. They may ask for additional documents before they process the application. Once they’ve made a decision, they will mail you a letter. It will include information about your benefits.
If you applied online, you can check your application status through the Social Security portal.
You have the right to appeal their decision. If you want to appeal, you must request it in writing within 60 days of receiving their letter. You can appeal for reconsideration, a hearing before an administrative law judge, a review by Social Security’s Appeals Council, or a review by the federal courts.
Gather the documents and records you need to apply for disability so that you can apply as soon as you become disabled. Remember that you have the right to appeal any decision Social Security makes.